Rumbiak, Yensawai E., and Muhammad Aswad , trans. “Analysis of the Level of Financial Technology in Students of the Faculty of Economics UNCEN in 2025”. West Science Interdisciplinary Studies 3, no. 06 (June 30, 2025): 1051–1057. Accessed December 6, 2025. https://wsj.westsciences.com/index.php/wsis/article/view/2098.