The Influence of Financial Literacy, Risk Tolerance, and Investment Planning on the Accumulation of Capital in Indonesian Middle Class. West Science Interdisciplinary Studies, [S. l.], v. 2, n. 12, p. 2463–2472, 2024. DOI: 10.58812/wsis.v2i12.1539. Disponível em: https://wsj.westsciences.com/index.php/wsis/article/view/1539. Acesso em: 6 dec. 2025.