Legal Protection of Creditors in Credit Agreements with Warranties of Power of Attorney Impose Collateral Rights That Have not Been Registered Based on PMA/KBPN NUMBER 22 of 2017 at Pt. BPR Harta Mandiri Pekanbaru (R. Azurma, Y. Yulfasni, & S. Razak , Trans.). (2023). West Science Law and Human Rights, 1(04), 196-203. https://doi.org/10.58812/wslhr.v1i04.148