Hidayat, Gustina, AA Kartiwa, and Herman Purwoko Putro , trans. “The Effect of Cash Management and Credit Policy on Liquidity and Profitability of MSMEs in Bandung City”. West Science Interdisciplinary Studies 2, no. 08 (August 30, 2024): 1603–1613. Accessed December 6, 2025. https://wsj.westsciences.com/index.php/wsis/article/view/1237.