Judijanto, Loso, Muhamad Ammar Muhtadi, and Yana Priyana , trans. “A Bibliometric Analysis of the Challenges and Opportunities of Fintech in Promoting Access to Sharia Finance”. West Science Interdisciplinary Studies 2, no. 03 (March 28, 2024): 638–646. Accessed January 27, 2026. https://wsj.westsciences.com/index.php/wsis/article/view/744.