The Effect of Employee Digital Competencies, Technology Infrastructure, and Local Government Support on the Effectiveness of Islamic Banking Digitalization in Bandung City. West Science Interdisciplinary Studies, [S. l.], v. 3, n. 05, p. 876–886, 2025. DOI: 10.58812/wsis.v3i05.1951. Disponível em: https://wsj.westsciences.com/index.php/wsis/article/view/1951. Acesso em: 6 dec. 2025.