Helvianto, A.W. and Madyanti, A.N.trans. 2024. The Influence of Financial Literacy, Risk Tolerance, and Investment Planning on the Accumulation of Capital in Indonesian Middle Class. West Science Interdisciplinary Studies. 2, 12 (Dec. 2024), 2463–2472. DOI:https://doi.org/10.58812/wsis.v2i12.1539.