The Effect of Financial Literacy and Financial Technology on Student Financial Behavior with Self-Control as Mediation: A Study on Students of Private Universities in Surabaya. West Science Business and Management, [S. l.], v. 3, n. 02, p. 211–220, 2025. DOI: 10.58812/wsbm.v3i02.1966. Disponível em: https://wsj.westsciences.com/index.php/wsbm/article/view/1966. Acesso em: 7 dec. 2025.