Fintech Usage, Risk Perception, and Data Privacy Concerns on Trust in Digital Financial Services in Indonesia. West Science Accounting and Finance, [S. l.], v. 4, n. 01, p. 24–35, 2026. DOI: 10.58812/wsaf.v4i01.2742. Disponível em: https://wsj.westsciences.com/index.php/wsaf/article/view/2742. Acesso em: 14 apr. 2026.